In 2025, investing has become easier than ever before. Thanks to technology, financial markets are now available at our fingertips. With just a smartphone and an internet connection, anyone can invest in stocks, mutual funds, gold, ETFs, bonds, and even digital assets. But with so many investment apps available in India, choosing the right one can be a challenge.
In this blog, we will explore the Top 10+ Best Investment Apps in India for 2025, their features, benefits, pros, and who should use them. If you want to grow your wealth smartly and safely, this guide will help you pick the right app.
1. Groww
Groww has become one of the most popular investment apps in India. Known for its simple interface and user-friendly design, Groww is perfect for beginners.
- Features: Mutual funds, stocks, ETFs, IPOs, US stocks, and fixed deposits.
- Why Choose Groww? Easy navigation, quick account opening, and zero hidden charges.
- Best For: Beginners who want to start with mutual funds or stocks.
2. Zerodha Kite
Zerodha is India’s largest stockbroker and its app “Kite” is widely used by traders and investors.
- Features: Stocks, derivatives, commodities, mutual funds, bonds, IPOs.
- Why Choose Zerodha? Lowest brokerage charges, advanced charts, and research tools.
- Best For: Active traders and experienced investors.
3. Upstox Pro
Backed by Ratan Tata, Upstox is another leading investment app in India.
- Features: Stock trading, mutual funds, IPOs, futures & options.
- Why Choose Upstox? Competitive brokerage, seamless app interface, and fast execution.
- Best For: Young investors and traders.
4. Paytm Money
Paytm Money allows investing in multiple instruments with a trusted brand name.
- Features: Mutual funds, stocks, NPS, IPOs, and digital gold.
- Why Choose Paytm Money? Easy integration with Paytm wallet and UPI, smooth KYC process.
- Best For: People already using Paytm services.
5. Angel One (formerly Angel Broking)
Angel One has been in the stockbroking industry for decades and now offers a powerful app.
- Features: Stocks, mutual funds, bonds, IPOs, margin trading.
- Why Choose Angel One? AI-powered stock recommendations and advisory support.
- Best For: Investors who need guidance.
6. ICICI Direct Markets App
ICICI Direct is a trusted name in financial services with a strong presence.
- Features: Stocks, mutual funds, insurance, IPOs, derivatives.
- Why Choose ICICI Direct? Strong research reports and reliable services.
- Best For: Conservative investors who prefer security and trust.
7. HDFC Securities
HDFC Securities app is backed by HDFC Bank, making it reliable for safe investments.
- Features: Stocks, mutual funds, IPOs, bonds, ETFs.
- Why Choose HDFC Securities? Integrated with HDFC Bank accounts, strong security features.
- Best For: Bank customers who prefer trusted platforms.
8. 5paisa
5paisa is known for its low-cost trading and attractive features.
- Features: Stocks, mutual funds, insurance, loans, commodities, and forex.
- Why Choose 5paisa? Flat brokerage model and multiple investment products.
- Best For: Cost-conscious investors.
9. Motilal Oswal MO Investor
Motilal Oswal is a trusted brand with a strong research base.
- Features: Stocks, mutual funds, IPOs, derivatives, portfolio management.
- Why Choose Motilal Oswal? In-depth research and wealth management support.
- Best For: Long-term investors.
10. Sharekhan
One of India’s oldest stockbrokers, Sharekhan now offers a modern investment app.
- Features: Equity, derivatives, mutual funds, portfolio management.
- Why Choose Sharekhan? Expert advisory and strong offline presence.
- Best For: Investors who prefer both digital and branch support.
11. INDmoney
INDmoney is a new-age super app for investments and personal finance.
- Features: Mutual funds, US stocks, fixed deposits, bonds, credit score tracking.
- Why Choose INDmoney? All-in-one financial tracking and investment management.
- Best For: Tech-savvy investors who want everything in one place.
12. Kuvera
Kuvera is a zero-commission investment app focusing on long-term wealth creation.
- Features: Mutual funds, gold, fixed deposits, and goal-based investing.
- Why Choose Kuvera? Free investment platform with financial planning tools.
- Best For: Long-term goal-based investors.
How to Choose the Right Investment App?
With so many options, selecting the right app depends on your needs:
- Beginners: Groww, Paytm Money, Kuvera
- Traders: Zerodha Kite, Upstox, 5paisa
- Long-term Investors: Angel One, Motilal Oswal, Sharekhan
- Bank-linked Security: ICICI Direct, HDFC Securities
- All-in-One Finance Tracking: INDmoney
Final Thoughts For Top Investment Apps
In 2025, India offers multiple world-class investment apps. Each app has its own strengths—some are beginner-friendly, while others are perfect for active traders. The key is to identify your financial goals, risk tolerance, and style of investing before choosing the right platform.
Whether you are starting with mutual funds, trading in stocks, or diversifying into gold and bonds, the right investment app can help you achieve your financial freedom.
👉 So, explore these Top 10+ Best Investment Apps in India 2025 and take your first step toward smart investing today!
Frequently Asked Questions (FAQ)
There is no single “best” app for everyone. For beginners, Groww and Paytm Money are excellent choices. For active traders, Zerodha Kite and Upstox are preferred. For long-term investors, Angel One and Motilal Oswal are great options.
Yes, apps like INDmoney, Groww, and Vested allow Indian users to invest in US stocks directly from their mobile phones.
Most top investment apps in India are regulated by SEBI and linked with NSE/BSE, making them safe. However, always choose apps from trusted companies and enable two-factor authentication for extra security.
Groww, Kuvera, and Paytm Money are among the best apps for mutual fund investments as they offer zero commission and easy tracking.
For stocks and ETFs, you need a Demat account. Apps like Zerodha, Upstox, and Angel One open a Demat account for you. For mutual funds, you can invest without a Demat account.
Apps like Angel One, Motilal Oswal, Sharekhan, and HDFC Securities are best suited for long-term investors because they provide research, advisory, and portfolio management support.
Yes, apps like INDmoney provide all-in-one financial tracking, including mutual funds, US stocks, fixed deposits, and even credit scores.